[Roberton3]

When we read the obnoxious stereo-typing on Low APR U forums we roll our eyes and find it hard to believe that educated people actually buy in to this stuff.  It's hard to believe because when it happens over here it's mostly tongue in cheek and not heart-felt.

In my experience, it's almost entirely tongue-in-cheek in both directions.  But the Cal alums that I know may well be atypical in this respect (they're certainly atypical in other respects).

[Roberton3]

When we read the obnoxious stereo-typing on Low APR U forums we roll our eyes and find it hard to believe that educated people actually buy in to this stuff.  It's hard to believe because when it happens over here it's mostly tongue in cheek and not heart-felt.

In my experience, it's almost entirely tongue-in-cheek in both directions.  But the Cal alums that I know may well be atypical in this respect (they're certainly atypical in other respects).